Disclaimer - This information does not constitute financial advice. You should always do your own research before trying any of the advice or tips listed on this website. This website cannot take the circumstances of every user into account when offering advice or tips.

I explore the reasons why people are so keen to use credit cards. Is it just because people do not like to think in the moment, is it that people do not plan for the future, or is it simply a matter of convenience?

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Find out free how easy it is to reduce the amount you pay out, lower the cost of buying things, and increase the amount you save. Here you will find a selection of money management tips that will help you save money and build wealth. Some of the tips are very powerful and may change the way you view your finances in the future.